Why Use an HFR
Understanding your lending options and the mortgage process
When it comes to buying your home navigating home financing can be tricky, especially if you’re credit rating isn’t perfect, or you don’t have a 20% down payment. The entire mortgage financing process — from prequalification to closing — can be confusing and not all lenders don’t always provide a clear picture.
Choose a REALTOR® with the Home Finance Resource (HFR) certification. They have completed specialized professional training to guide you through the real estate financing process to provide you with support. Don’t let confusion stand between you and your dream home — work with an HFR certified agent for a seamless buying experience.
The HFR Difference
REALTORS® with the HFR certification have:
Additional training in the loan origination and home financing process.
Comprehensive understanding of how the Fair Housing Act (FHA) and the Equal Credit Opportunity Act (ECOA) work to provide equal opportunity to housing and fair, unbiased access to financing.
In-depth knowledge of the types of mortgage products on the market today.
Expert insight into the local real estate market, lending conditions, resources, and application requirements.
An understanding of the lending and mortgage industry and pro tips to help avoid its pitfalls.
Pledged to protect and promote the interests of their client by abiding by the REALTOR® Code of Ethics.