Frequently Asked Questions

How do I become a Home Finance Resource (HFR)?

Follow these steps:

  1.  Be a member in good standing with the National Association of REALTORS®
  2. Complete the HFR certification course (online or in the classroom)
  3. Once NAR sends you acknowledgment of your course credit, submit your one-time application fee of $89 to complete your certification.

Note: You may not promote yourself as a Home Finance Resource (HFR) until you are notified via email that you have been awarded the certification.

Will I have to pay a fee every year to maintain my HFR certification?


After the initial application fee is paid, there are no annual certification dues, although you must maintain membership in NAR to be HFR certified.

What are the benefits of the HFR certification?

  • Usage of HFR logo and name
  • Listing in the HFR directory and differentiation on and®
  • Marketing materials that can be personalized to you and press release template
  • Access to the HFR referrals & networking Facebook group


I'm ready to get started with my coursework. Where do I begin?

Start by registering for the Home Finance Resource (HFR) certification course.

For the online course, visit, the Center for REALTOR® Development’s hub for online learning.

For classroom courses, visit


Does the HFR certification course count toward the ABR® designation?


The Home Finance resource (HFR) certification course is an approved elective for the Accredited Buyer’s Representative (ABR®) designation.

Is there a deadline to complete the course or apply for certification?

Learners have one year from the date of purchase to complete the online course.

How long is the certification course?

  • The classroom course is one day.
  • The online course will take approximately 6 hours.

I'm an international student. Can I still take this course?

International students can purchase this course at the member price by becoming an International REALTOR® Member. Click here for more details.  

Is CE credit available for this course?

No. Continuing Education (CE) credit is not available for the online course.


Don’t see your question?